Start with CTC
Enter the annual package from your offer letter, including fixed and variable components.
Built for Indian salaries
Know what you'll actually take home.
Enter your CTC and see an easy-to-understand salary breakup, estimated deductions, and monthly in-hand pay.
✓ Fixed + variable pay✓ PF & gratuity✓ Tax-ready breakup
PreviewInstantlive salary calculation
CTC → IN-HAND
Salary calculator
FY 2026–27 Live
Estimated monthly in-hand
₹–/ month
Enter your CTC above and click “Calculate in-hand salary” to see your estimated breakup.
WHY THIS MATTERS
From CTC to real money.
Make offers easier to compare by separating what your company quotes from what lands in your account.
Break it down
Show employee deductions and employer contributions separately, so the numbers are easy to verify.
See take-home
Turn the annual package into a clean monthly view that is easier to use for budgeting and job offers.
EXAMPLE BREAKUP
Every rupee should have a reason.
The calculator explains every line item instead of returning a single number. This layout is designed to make that explanation obvious.
Use the calculator above to see your own day-by-day salary breakup with assumptions and warnings transparently displayed.
FAQ
Common salary questions
Why is CTC different from in-hand salary?
CTC can include employer contributions, variable pay, gratuity, and other components that do not arrive as monthly cash.
Should variable pay be included?
We separate fixed pay from variable or bonus components, so you can see the difference between guaranteed and performance-linked pay.
How is the result calculated?
We apply FY 2026-27 tax slabs, PF rules, gratuity and state professional tax. All assumptions are shown in the result, so you know exactly what your estimate is based on.
Get a shareable PDF report
→Your full salary breakup as a clean, shareable PDF.